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Compare Heavy Vehicle & Truck Insurance Quotes

If you want to compare truck insurance options online, you are in the right place. Simply complete one quick truck insurance quote form to access competitive rates and options, from multiple insurers, through our Australia-wide broker-match referral partner network.

We help you find the right cover at competitive rates!

Start Your Quote Here!

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All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Looking for affordable truck insurance without compromising on protection? You’re in the right place. Our quick online quote system connects you directly with an experienced insurance broker who specialises in truck and commercial vehicle cover.

Whether you're an owner-driver, operate a prime mover, or manage a fleet across Australia, we’ll match you with a broker who understands your needs and can source tailored quotes from one or more insurers on your behalf.

One Request. One Broker. A Smarter Way to Insure Your Truck.

No more filling out the same form on multiple websites. Submit your details once, and we’ll connect you with a specialist who delivers a competitive, personalised quote based on:

  • Your truck type and usage
  • Your location — Australia-wide coverage: NSW, VIC, QLD, WA, SA, NT
  • Your required level of cover — from basic liability to comprehensive truck insurance

Fast Quotes for All Types of Trucks and Fleets

We’ve helped thousands of Australian drivers and businesses secure the right protection for:

  • Light trucks used for trade work or local deliveries
  • Heavy vehicles and prime movers on long-haul routes
  • Trucks with trailers, tilt trays, or specialised configurations
  • Commercial fleets needing scalable, cost-effective insurance

Start now with our quick, obligation-free form — no long delays or confusing processes.

What You’ll Get:

  • A quote tailored to your truck, business operations, and driving history
  • Access, via your matched broker, to a range of truck insurance providers from within our referral network (we do not compare all providers in the market)
  • Direct support from a specialist insurance broker — not a call centre
  • A clear breakdown from your broker of truck and trailer insurance costs, coverage options, and any recommendations
  • Ability to compare any quote you receive with other options to help you make an informed decision

Insurance That Works as Hard as Your Truck

Whether you’re based in NSW, QLD, WA, or anywhere else in Australia, our mission is simple: to make truck insurance fast, fair, and easy.

Cover Options for Every Truck and Business Type

Our broker network can help you access cover for:

  • Prime mover insurance
  • Truck and trailer insurance
  • Light truck insurance
  • Commercial vehicle insurance
  • Comprehensive and third-party options
  • Fleet insurance for businesses of any size
  • Owner-driver and subcontractor insurance solutions

Wherever you’re located in Australia, we’re ready to help you find the right cover — at the right price.

Truck Insurance

Truck insurance is an insurance cover for business operators, to indemnify against the financial implications resulting from unexpected loss or damage to the truck, including third party liability.

Truck insurance comes in a range of forms depending on the individual needs and the usage of the truck.

truck insurance, heavy vehicle insurance, commercial vehicle insurance >> Start here >>

Competitive rates

truck insurance, heavy vehicle insurance, commercial vehicle insurance

Our quotes are sourced from an Australia-wide panel of specialist, motor transport insurance brokers.

Simply complete our short online quote form for access to competitive truck insurance rates sourced by a specialist broker from our referral panel.

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Compare Options

truck insurance, commercial vehicle insurance

Truck insurance policy conditions and provisions can vary significantly between insurance companies so it is highly recommended that you seek comprehensive advice before selecting a policy to meet your particular needs.

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Multiple Insurers

Truck insurance is available through many financial institutions and brokers offering Truck insurance in Australia.

However Truck insurance is a specialist field so, when looking for the right Truck insurance solution, it is advisable to seek the services of a specialist who is licensed in the field of Truck insurance.

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Personal Advice

Truck Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist Commercial Motor Vehicle Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your truck insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Customer Feedback

★★★★★

"Awesome service everything happened so quick found insurance for my 3 trucks in 15 minutes thanks again"

These are genuine reviews from customers who have used our broker referral service. We work with licensed finance and insurance professionals across Australia and continually monitor the quality of our network, however individual experiences and outcomes may vary

Frequently Asked Questions


    Insurance News

    Why Fatigue Management Is Again a Truck Insurance Issue
    Why Fatigue Management Is Again a Truck Insurance Issue
    26 Aug 2026: Paige Estritori
    Recent heavy vehicle compliance activity has again put fatigue management near the top of the risk agenda for Australian transport operators. While enforcement is usually framed as a road safety issue, it also has a direct insurance dimension. Insurers assessing truck insurance risk increasingly look beyond the vehicle itself and ask how well the business controls driver behaviour, scheduling pressure, maintenance downtime and record-keeping. - read more
    Why Load Restraint Compliance Now Matters for Truck Insurance
    Why Load Restraint Compliance Now Matters for Truck Insurance
    19 Aug 2026: Paige Estritori
    Renewed attention on heavy vehicle load restraint is a timely reminder that insurance risk does not begin and end with the truck itself. For owner drivers, fleet operators and transport businesses, the way freight is secured can influence roadside compliance outcomes, liability exposure, claim investigations and even future premium negotiations. - read more
    Insurance Complaint Trends Put Claims Discipline Back in Focus
    Insurance Complaint Trends Put Claims Discipline Back in Focus
    12 Aug 2026: Paige Estritori
    Fresh attention on insurance complaints data is a timely warning for truck operators: the quality of your policy set-up and claim preparation can matter just as much as the premium you pay. While complaint volumes across insurance are influenced by many factors, including weather events, repair delays and affordability pressure, the practical lesson for transport businesses is clear. - read more
    Insurer Results Improve, but Truck Premium Pressure Remains
    Insurer Results Improve, but Truck Premium Pressure Remains
    04 Aug 2026: Paige Estritori
    Recent industry attention on APRA’s latest general insurance performance data points to a market that is in better financial shape than it was during the peak of inflation, catastrophe losses and repair cost volatility. For truck operators, however, the message is not that premiums will automatically fall. It is that renewals may become more negotiable for well-managed risks, while poorly documented fleets could still face tough pricing and tighter conditions. - read more
    Why Roadworthiness Is Becoming an Insurance Priority for Truck Operators
    Why Roadworthiness Is Becoming an Insurance Priority for Truck Operators
    28 Jul 2026: Paige Estritori
    Recent roadworthiness activity across the heavy vehicle sector is a timely reminder that maintenance is not only a compliance issue. For owner drivers, fleet managers and transport businesses, the condition of a truck can directly affect insurance affordability, policy conditions and the smooth handling of claims. - read more
    Truck Insurance Articles

    Truck Insurance Requirements in Australia: Mandatory and Optional Cover
    Truck Insurance Requirements in Australia: Mandatory and Optional Cover
    Truck insurance in Australia can include legally required cover, registration-linked CTP and optional commercial protections. This guide explains what is generally mandatory, what is usually optional and why transport contracts may require more cover than the law itself. - read more
    Comparing Truck Insurance: What to Look For Beyond the Price Tag
    Comparing Truck Insurance: What to Look For Beyond the Price Tag
    The trucking industry serves as a critical artery in the economy, propelling goods and services across the nation. Truck owners and operators face unique challenges on the road, where every delivery is met with potential risks. Recognizing these hazards is the first step toward securing not just your vehicle, but your livelihood as well. - read more
    Top 5 Mistakes Truck Owners Make When Filing Insurance Claims
    Top 5 Mistakes Truck Owners Make When Filing Insurance Claims
    Owning a truck in Australia comes with its own set of responsibilities, and one of the most crucial of these is ensuring that you have the right insurance coverage. Truck insurance is not just a legal requirement but a safety net that protects your investment and livelihood against unforeseen events. - read more
    The Top Mistakes to Avoid When Purchasing Truck Insurance
    The Top Mistakes to Avoid When Purchasing Truck Insurance
    Truck insurance is an important business cost for operators who rely on commercial vehicles. Understanding common purchasing mistakes can help you assess policies more carefully and reduce the risk of gaps when accidents, theft, cargo issues or other unexpected events occur. - read more
    What Every Australian Truck Owner Needs to Know About Value Preservation
    What Every Australian Truck Owner Needs to Know About Value Preservation
    Welcome to our comprehensive guide on preserving the value of your investment as an Australian truck owner. Whether you’re in it for the long haul or planning to upgrade in the future, maintaining your truck's value is crucial. In this article, we're going to explore essential strategies that can help you safeguard the worth of your truck, ensuring that when the time comes to sell or trade, you’re poised to recoup the maximum value possible. - read more

    Knowledgebase
    Insurance Deductible:
    That part of an insurance claim that must be paid by an insured person before the the balance is paid by the insurer.