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Compare Heavy Vehicle & Truck Insurance Quotes

If you want to compare truck insurance options online, you are in the right place. Simply complete one quick truck insurance quote form to access competitive rates and options, from multiple insurers, through our Australia-wide broker-match referral partner network.

We help you find the right cover at competitive rates!

Your free Truck insurance quote comparison starts here!
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All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are provided by a single participating broker matched to your enquiry from our referral service. We do not compare all brokers or insurance providers in the market. We may receive a referral fee from the parties we refer you to, which is not charged directly to you. We do not provide financial advice or credit assistance directly.

Looking for affordable truck insurance without compromising on protection? You’re in the right place. Our quick online quote system connects you directly with an experienced insurance broker who specialises in truck and commercial vehicle cover.

Whether you're an owner-driver, operate a prime mover, or manage a fleet across Australia, we’ll match you with a broker who understands your needs and can source tailored quotes from one or more insurers on your behalf.

One Request. One Broker. A Smarter Way to Insure Your Truck.

No more filling out the same form on multiple websites. Submit your details once, and we’ll connect you with a specialist who delivers a competitive, personalised quote based on:

  • Your truck type and usage
  • Your location — Australia-wide coverage: NSW, VIC, QLD, WA, SA, NT
  • Your required level of cover — from basic liability to comprehensive truck insurance

Fast Quotes for All Types of Trucks and Fleets

We’ve helped thousands of Australian drivers and businesses secure the right protection for:

  • Light trucks used for trade work or local deliveries
  • Heavy vehicles and prime movers on long-haul routes
  • Trucks with trailers, tilt trays, or specialised configurations
  • Commercial fleets needing scalable, cost-effective insurance

Start now with our quick, obligation-free form — no long delays or confusing processes.

What You’ll Get:

  • A quote tailored to your truck, business operations, and driving history
  • Access, via your matched broker, to a range of truck insurance providers from within our referral network (we do not compare all providers in the market)
  • Direct support from a specialist insurance broker — not a call centre
  • A clear breakdown from your broker of truck and trailer insurance costs, coverage options, and any recommendations
  • Ability to compare any quote you receive with other options to help you make an informed decision

Insurance That Works as Hard as Your Truck

Whether you’re based in NSW, QLD, WA, or anywhere else in Australia, our mission is simple: to make truck insurance fast, fair, and easy.

Cover Options for Every Truck and Business Type

Our broker network can help you access cover for:

  • Prime mover insurance
  • Truck and trailer insurance
  • Light truck insurance
  • Commercial vehicle insurance
  • Comprehensive and third-party options
  • Fleet insurance for businesses of any size
  • Owner-driver and subcontractor insurance solutions

Wherever you’re located in Australia, we’re ready to help you find the right cover — at the right price.

Truck Insurance

Truck insurance is an insurance cover for business operators, to indemnify against the financial implications resulting from unexpected loss or damage to the truck, including third party liability.

Truck insurance comes in a range of forms depending on the individual needs and the usage of the truck.

truck insurance, heavy vehicle insurance, commercial vehicle insurance >> Start here >>

Competitive rates

truck insurance, heavy vehicle insurance, commercial vehicle insurance

Our quotes are sourced from an Australia-wide panel of specialist, motor transport insurance brokers.

Simply complete our short online quote form for access to competitive truck insurance rates sourced by a specialist broker from our referral panel.

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Compare Options

truck insurance, commercial vehicle insurance

Truck insurance policy conditions and provisions can vary significantly between insurance companies so it is highly recommended that you seek comprehensive advice before selecting a policy to meet your particular needs.

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Multiple Insurers

Truck insurance is available through many financial institutions and brokers offering Truck insurance in Australia.

However Truck insurance is a specialist field so, when looking for the right Truck insurance solution, it is advisable to seek the services of a specialist who is licensed in the field of Truck insurance.

truck insurance, heavy vehicle insurance >> Start here >>

Personal Advice

Truck Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist Commercial Motor Vehicle Insurance Broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your truck insurance quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Truck Insurance Articles

What Every Australian Truck Owner Needs to Know About Value Preservation
What Every Australian Truck Owner Needs to Know About Value Preservation
Welcome to our comprehensive guide on preserving the value of your investment as an Australian truck owner. Whether you’re in it for the long haul or planning to upgrade in the future, maintaining your truck's value is crucial. In this article, we're going to explore essential strategies that can help you safeguard the worth of your truck, ensuring that when the time comes to sell or trade, you’re poised to recoup the maximum value possible. - read more
Top 5 Mistakes Truck Owners Make When Filing Insurance Claims
Top 5 Mistakes Truck Owners Make When Filing Insurance Claims
Owning a truck in Australia comes with its own set of responsibilities, and one of the most crucial of these is ensuring that you have the right insurance coverage. Truck insurance is not just a legal requirement but a safety net that protects your investment and livelihood against unforeseen events. - read more
Comprehensive Truck Cover: A Coverage Option You Can’t Afford to Ignore
Comprehensive Truck Cover: A Coverage Option You Can’t Afford to Ignore
If you own a truck, you know that life on the road can be unpredictable. From unexpected weather conditions to accidents and theft, the risks are plentiful. That's why comprehensive truck insurance is more than just a necessity—it's a smart financial safeguard. While many truck owners may opt for basic coverage to save on premiums, comprehensive coverage ensures your vehicle is protected from a wide range of hazards, providing peace of mind in an ever-uncertain world. - read more
Fleet Insurance Management Strategies for Australian Truck Owners
Fleet Insurance Management Strategies for Australian Truck Owners
Managing a fleet of trucks in Australia presents a unique set of challenges, especially when it comes to insurance. Fleet insurance is a critical component for the protection and financial stability of any trucking operation. Whether you're an independent owner-operator or manage a large fleet, understanding the nuances of fleet insurance can mean the difference between running a profitable business or facing unexpected financial burdens. - read more
Why it's important to have public liability insurance for your trucking business
Why it's important to have public liability insurance for your trucking business
Public liability insurance is a type of insurance that provides coverage for your trucking business in the event of an accident or incident in which your business is deemed at fault and causes damage or injury to a third party. This insurance will cover the legal expenses and compensation costs that may arise as a result of such incidents. - read more

Insurance News

Federal Court Denies Truck Driver's Insurance Claim Appeal
Federal Court Denies Truck Driver's Insurance Claim Appeal
26 Feb 2026: Paige Estritori
In a recent legal development, the Federal Court of Australia dismissed an appeal by a logging truck driver, Mr. Bradley Henschke, concerning his insurance claim through the Australian Retirement Trust. The case, Henschke v Australian Retirement Trust [2026] FCA 80, highlights the critical importance of understanding the specifics of insurance coverage within superannuation accounts. - read more
NTARC Report: Inattention and Speed Major Factors in Truck Accidents
NTARC Report: Inattention and Speed Major Factors in Truck Accidents
26 Feb 2026: Paige Estritori
The National Truck Accident Research Centre (NTARC) has released its 2025 Major Incident Investigation Report, shedding light on the primary human factors contributing to significant truck crashes across Australia. The findings emphasize the critical roles of inattention, distraction, and inappropriate speed in these incidents, underscoring the necessity for targeted safety interventions within the transport industry. - read more
ICA Unveils Strategy to Combat Rising Motor Insurance Premiums
ICA Unveils Strategy to Combat Rising Motor Insurance Premiums
26 Feb 2026: Paige Estritori
The Insurance Council of Australia (ICA) has released a comprehensive report titled 'Motor Insurance Policy Paper – A Roadmap for Reducing Rising Premiums,' addressing the significant 42% increase in comprehensive motor insurance premiums since 2019. This surge has brought the average annual premium to $1,052 in 2024, prompting the need for coordinated action to alleviate the financial burden on consumers. - read more
AFCA Mandates Insurer Payout for Engine Overheating Incident
AFCA Mandates Insurer Payout for Engine Overheating Incident
10 Feb 2026: Paige Estritori
The Australian Financial Complaints Authority (AFCA) has recently ruled in favour of a truck owner whose insurance claim was initially denied following an engine overheating incident. This decision underscores the complexities surrounding insurance claims related to driver negligence and mechanical failures. - read more
AFCA Supports Insurer in Truck Theft Claim Denial
AFCA Supports Insurer in Truck Theft Claim Denial
10 Feb 2026: Paige Estritori
The Australian Financial Complaints Authority (AFCA) has recently upheld an insurer's decision to deny a truck theft claim, citing misrepresentation of the insured's insurance history. This ruling highlights the critical importance of accurate disclosure when obtaining insurance coverage. - read more

Your free Truck insurance quote comparison starts here!
First Name:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Moral Hazard:
The concept that individuals may take on more risk when they do not bear the full consequences of that risk, often relevant in insurance scenarios.