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Heavy Vehicle & Truck Insurance Quotes

If you are comparing truck insurance options, you are in the right place. Simply complete one quick truck insurance quote request form to access competitive rates and options, from multiple insurers, through a selected broker in our Australia-wide referral partner network.

We help you find the right cover at competitive rates!

Start Your Quote Here!

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All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Looking for affordable truck insurance without compromising on protection? You’re in the right place. Our quick online quote request system connects you directly with a participating insurance broker for truck and commercial vehicle cover.

Whether you're an owner-driver, operate a prime mover, or manage a fleet across Australia, we’ll refer your enquiry to a participating broker who can discuss your needs and seek tailored quotes from one or more insurers on your behalf.

One Request. One Broker. A Smarter Way to Insure Your Truck.

No more filling out the same form on multiple websites. Submit your details once, and we’ll connect you with a participating insurance broker who can seek a competitive, personalised quote based on:

  • Your truck type and usage
  • Your location — Australia-wide coverage: NSW, VIC, QLD, WA, SA, NT
  • Your required level of cover — from basic liability to comprehensive truck insurance

Quotes for a Range of Trucks and Fleets

We help Australian drivers and businesses connect with brokers to explore protection for:

  • Light trucks used for trade work or local deliveries
  • Heavy vehicles and prime movers on long-haul routes
  • Trucks with trailers, tilt trays, or specialised configurations
  • Commercial fleets needing scalable, cost-effective insurance

Start now with our quick, obligation-free form.

What Your Broker Can Help With:

  • A quote tailored to your truck, business operations, and driving history
  • Access, via your referred broker, to a range of truck insurance providers available to that broker (not all providers in the market)
  • Direct support from a participating insurance broker
  • A clear breakdown from your broker of truck and trailer insurance costs, coverage options, and any recommendations
  • Ability to compare any quote you receive with other options to help you make an informed decision

Insurance That Works as Hard as Your Truck

Whether you’re based in NSW, QLD, WA, or anywhere else in Australia, our mission is simple: to make truck insurance fast, fair, and easy.

Cover Options for a Range of Truck and Business Types

Our broker network can help you access cover for:

  • Prime mover insurance
  • Truck and trailer insurance
  • Light truck insurance
  • Commercial vehicle insurance
  • Comprehensive and third-party options
  • Fleet insurance for businesses of any size
  • Owner-driver and subcontractor insurance solutions

Wherever you’re located in Australia, we’re ready to help you find the right cover — at the right price.

Truck Insurance

Truck insurance is an insurance cover for business operators that can indemnify against the financial implications resulting from unexpected loss or damage to the truck or third party liability, depending on the cover selected and policy terms.

Truck insurance comes in a range of forms depending on the individual needs and the usage of the truck.

truck insurance, heavy vehicle insurance, commercial vehicle insurance >> Start here >>

Competitive rates

truck insurance, heavy vehicle insurance, commercial vehicle insurance

Quotes are provided by participating insurance brokers from our Australia-wide referral panel.

Simply complete our short online quote form for access to competitive truck insurance rates sourced by a participating broker from our referral panel.

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Compare Options

truck insurance, commercial vehicle insurance

Truck insurance policy conditions and provisions can vary significantly between insurance companies so it is highly recommended that you seek comprehensive advice before selecting a policy to meet your particular needs.

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Multiple Insurers

Truck insurance is available through many financial institutions and brokers offering Truck insurance in Australia.

However Truck insurance is a specialist field so, when looking for the right Truck insurance solution, it is advisable to seek the services of a specialist who is licensed in the field of Truck insurance.

truck insurance, heavy vehicle insurance >> Start here >>

Personal Advice

Truck Insurance Online does not provide financial product advice or claims assistance. Enquiries are referred to a participating licensed insurance broker from our Australia-wide referral partner network after you submit a quote request. Your broker may provide quote comparisons, claims assistance or personal advice where within their services and authorisation.

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Broker Matching

Your truck insurance quote request is referred to a participating insurance broker. Referral allocation may take account of your enquiry category, location, broker availability and commercial settings, including bidding settings. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

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Customer Feedback

★★★★★

"Awesome service everything happened so quick found insurance for my 3 trucks in 15 minutes thanks again"

These are genuine reviews from customers who have used our broker referral service. We work with licensed finance and insurance professionals across Australia and continually monitor the quality of our network, however individual experiences and outcomes may vary

Frequently Asked Questions


    Insurance News

    Severe Weather Is Becoming a Bigger Truck Insurance Test
    Severe Weather Is Becoming a Bigger Truck Insurance Test
    16 Sep 2026: Paige Estritori
    Fresh insurance industry attention on severe weather preparation is a timely reminder for transport operators that storm, flood, hail and bushfire exposure is not just a seasonal inconvenience. For owner drivers, fleet managers and transport businesses, extreme weather can affect vehicle availability, freight commitments, depot safety, claims documentation and renewal pricing. - read more
    Heavy Vehicle Law Reform Is Now an Insurance Test
    Heavy Vehicle Law Reform Is Now an Insurance Test
    09 Sep 2026: Paige Estritori
    The updated Heavy Vehicle National Law framework is no longer just a future compliance milestone. With the new regime now in force across HVNL-participating jurisdictions, transport operators should treat safety management, driver fitness, maintenance discipline and record-keeping as live insurance issues, not merely operational requirements. - read more
    What NSW Levy Reform Could Mean for Transport Operators
    What NSW Levy Reform Could Mean for Transport Operators
    02 Sep 2026: Paige Estritori
    Renewed movement on New South Wales emergency services levy reform is worth watching for transport businesses, even if the direct effect on truck insurance may not be immediate or uniform. The broader issue is affordability: when statutory charges are loaded onto insurance, they can influence whether businesses buy adequate cover, reduce limits, or leave parts of their operation exposed. - read more
    Why Fatigue Management Is Again a Truck Insurance Issue
    Why Fatigue Management Is Again a Truck Insurance Issue
    26 Aug 2026: Paige Estritori
    Recent heavy vehicle compliance activity has again put fatigue management near the top of the risk agenda for Australian transport operators. While enforcement is usually framed as a road safety issue, it also has a direct insurance dimension. Insurers assessing truck insurance risk increasingly look beyond the vehicle itself and ask how well the business controls driver behaviour, scheduling pressure, maintenance downtime and record-keeping. - read more
    Why Load Restraint Compliance Now Matters for Truck Insurance
    Why Load Restraint Compliance Now Matters for Truck Insurance
    19 Aug 2026: Paige Estritori
    Renewed attention on heavy vehicle load restraint is a timely reminder that insurance risk does not begin and end with the truck itself. For owner drivers, fleet operators and transport businesses, the way freight is secured can influence roadside compliance outcomes, liability exposure, claim investigations and even future premium negotiations. - read more
    Truck Insurance Articles

    How to Read a Truck Insurance Policy Schedule and PDS
    How to Read a Truck Insurance Policy Schedule and PDS
    A truck insurance policy schedule, PDS and endorsements set out what is covered, what is excluded, what limits apply and what obligations you must meet. This guide explains how Australian truck operators can review policy documents before buying, renewing or lodging a claim. - read more
    What factors affect your truck insurance premiums?
    What factors affect your truck insurance premiums?
    When it comes to insuring your truck, there are many factors that go into determining your insurance premium. Insurance companies consider a wide range of factors when determining the cost of coverage, including the make and model of the truck, the age and driving history of the driver, and the level of coverage you choose. - read more
    Understanding the Coverage: A Deep Dive into Truck Insurance Policies
    Understanding the Coverage: A Deep Dive into Truck Insurance Policies
    Understanding truck insurance is crucial for anyone involved with commercial vehicles in Australia. Considering the significant investment that a truck represents, protecting this asset becomes a top priority for owners and operators. But truck insurance goes beyond safeguarding the vehicle itself; it plays a vital role in securing the financial foundation of a trucking business. - read more
    Managing Downtime: Financial Tips for Truck Operators During Insurance Claims
    Managing Downtime: Financial Tips for Truck Operators During Insurance Claims
    As vital cogs in the supply chain, truck operators know that time is money. However, when the unexpected strikes and insurance claims become a reality, operators are thrust into a web of challenges that can bring even the most robust wheels to a halt. Facing a labyrinth of bureaucratic processes, truck operators must navigate the tumultuous waters of insurance claims, all while their primary source of income sits idle. - read more
    Investing in Your Fleet: When to Buy New Trucks Vs. Repairing Old Ones
    Investing in Your Fleet: When to Buy New Trucks Vs. Repairing Old Ones
    Managing a fleet of trucks is a complex endeavor that marries mechanical savvy with acute financial acumen. Every truck owner and operator in Australia grapples with the high-stakes decision of whether to invest in new vehicles or to repair and maintain their existing fleet. This predicament is not just about vehicle performance. It's a significant financial consideration that impacts the bottom line of any transport-centric business. - read more

    Knowledgebase
    Surrender Value:
    The amount of money an insurance policyholder will receive if they voluntarily terminate the policy before it matures.